INSURANCE APPRAISALS

Of all appraisals, the jewelry appraisal for the homeowner’s or renter’s insurance policy is the most frequently requested. Our client presents our report to his agent who then forwards it to the underwriter. The newly insured item is then listed on a fine arts schedule and made part of the homeowner’s policy that protects the home and its contents.

I perform this appraisal while my client sits with me. After she leaves with her jewelry, I complete my research, prepare my formal report and mail it with color photographs within 1 to 2 days.

The best insurance appraisals describe gemstones and jewelry completely, clearly and accurately, thus enabling a future jeweler and insurance adjuster to determine a proper replacement cost for a damaged or missing item. This report is an important document, similar to the legal documents that protect families and their assets. If it is written once correctly, it will never need to be re-written, only updated for current values on a regular basis.

We advise our clients to retain a copy of this report and place it and the photographs in a safe place for future reference. Please see the FAQ section for additional information.


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